Insurance Coverage for Events

3R LLC (“Redwood Ranch”) requires that all wedding parties obtain liability coverage insurance in the amount of $2,000,000 per occurrence/$2,000,000 aggregate with a $5,000 deductible naming 3R LLC as the certificate holder.  The liability insurance coverage is for bodily injury, personal injury or property damage caused by an accident which occurs during the course of your event.  This coverage also includes host liquor liability which provides protection against bodily injury or property damage brought by parties injured as a result of an intoxicated guest who was served alcohol at the wedding you host.  The liability insurance covers the wedding, rehearsal, rehearsal dinner and reception ONLY.  Additional coverage for set up and break down of the event is also required in the amount of $2,000,000 per occurrence/$2,000,000 aggregate.  

Redwood Ranch requires that all other types of events carry the same $2,000,000 per occurrence/$2,000,000 aggregate liability coverage for the day of the event as well as for the set up and break down of the event, however depending on the type of event additional insurance coverages may be required and subject to additional insurance costs.

Cost of liability insurance and set up/breakdown coverage is $500. 

Redwood Ranch will complete the insurance applications and obtain the appropriate certificates of insurance for you at no additional charge.


Vendor Insurance

Redwood Ranch requires all vendors providing services on Redwood Ranch premises to carry a minimum $1,000,000 General Liability Coverage per occurrence/$2,000,000 aggregate, evidence of Workers Compensation coverage as required by the state of California, and business automobile liability coverage with a combined single limit of not less than $1,000,000 per occurrence.   Redwood Ranch requires that all outside vendors provide a certificate of coverage naming 3R LLC as additionally insured.

Sample wording for the Certificate of Insurance click here